Click “pay” in CDK Drive and your Ingenico terminal activates instantly. No switching screens, no re-keying amounts, no manual reconciliation. Reduce your credit card processing costs by up to 90%.
100+ franchise dealerships nationwide 20 years in payments
Most dealers pay 2.5–3.5% on every credit card transaction. On $500K/month in card volume at roughly 3%, that’s $15,000 gone before you’ve sold a thing.
Re-key the amount, switch screens, reconcile by hand. More steps = more errors = more wasted time.
Annual assessments. The constant worry of a data breach. You have better things to do.
Our system automatically detects card type and applies the surcharge with zero manual input from your team.
Payment flow: an employee clicks Pay in CDK Drive. The customer inserts, swipes, or taps their card on the Ingenico terminal. The system automatically detects whether the card is credit or debit. On the credit path, a clear 3% fee is disclosed and the customer taps Accept. On the debit path, no fee is applied and the transaction continues normally. Either path then auto-posts the payment to the repair order in CDK Drive.
An employee taps “Pay” inside CDK Drive — no screen-switching, no re-keying.
The customer inserts, swipes, or taps their card on the Ingenico terminal.
The system identifies credit versus debit instantly — zero employee input.
The flow forks automatically — the customer never waits, your team never decides.
Clear fee disclosure — the customer taps Accept.
The transaction continues normally, with no surcharge.
The payment reconciles straight to the repair order — no manual entry, fully compliant.
Credit vs. debit identified instantly
Clear 3% fee disclosure for credit
Customer confirms, done
No calculations, no errors
Auto-reconciles to the RO
Most payment processors weren't built for dealerships. They force workarounds that cost you time and create errors.
Tap the terminal and the payment auto-posts to the repair order in CDK Drive. No pull, no re-key, no manual reconciliation.
| Feature | DealerPayments | Other Processors |
|---|---|---|
| Payment initiation | Click “Pay” in CDK | Separate terminal/app |
| Amount entry | Automatic from RO | Manual re-key |
| Reconciliation | Real-time auto-post | Manual batch at end of day |
| Error risk | Near zero | High (double-entry) |
| Systems to learn | One (CDK) | Multiple |
| Service lane mobility | Yes (iPad/tablet) | Limited |
Other processors require a “pull” workflow: create the order in CDK, then pull it to a separate device. Our integration pushes directly from CDK Drive to your Ingenico terminal. One click. Done.
Pass the 3% fee to credit card users. Pay just 1.05% on debit. Keep more of every dollar.
3% surcharge passed to customer. Fully compliant with card brand rules.
You pay the standard debit rate. No surcharge applied to the customer.
Flat fee per location. No hidden costs. Includes everything.
Estimate assumes ~3% blended card cost today and 1.05% on debit, with the 3% credit surcharge passed to the customer. Drag the sliders to match your dealership.
No equipment costs. No installation fees. No training charges. No surprise invoices.
Over $2,900 in equipment and services is included free. It costs $0 to get started, then $99 per month.
$0 to get started · then $99/month
Book a DemoPCI-validated P2PE on Ingenico Lane 5000 terminals — included free. Card data is encrypted inside the terminal, so a breach on your network has nothing to steal.
When a customer pays with a credit card, our terminal automatically displays a 3% service fee and asks for acceptance. This is fully compliant with Visa, Mastercard, and state regulations. Debit, prepaid, and gift cards are never surcharged. You pay 1.05% on those.
Surcharging is legal in 47 states (all except Connecticut, Maine, and Massachusetts). See the full state by state surcharge laws table. We handle all compliance requirements including required signage and receipt disclosures.
They can choose to pay with debit instead, and no surcharge applies. Or they can pay with cash/check. Most customers accept the fee as they're accustomed to it from other industries.
When you click “Pay” in CDK Drive, the transaction amount is pushed directly to your Ingenico terminal. The customer completes payment, and it auto-posts back to the RO and your accounting. No re-keying, no reconciliation.
Everything. Payment processing platform, Growth Suite marketing tools, PCI compliance management, ongoing support, and virtual training. No hidden fees.
The Cost of Waiting
The install takes an afternoon. The switch costs $0. And the card fees you're paying until then never come back.